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Salamat is 58 years old, married and raised 4 children who are currently working in Russia. Since 2009, Salamat has farmed and worked with livestock, having started her business with 20,000 KGS. Today, under her stewardship, she has 10 sheep and 2.5 hectares of arable land where she grows beans. The income from selling livestock and her vegetables is around 150,000 per year. With the goal of further developing her business, Salamat has turned to Bai Tushum and Partners for a loan of 20,000 KGS to buy 5 sheep that she can fatten and sell. She plans on using the income from the loan to improve her farm as well as to build a barn for the animals.
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Саламат 58 лет, замужем, воспитывает 4 детей. дети на заработках в России. С 2009 года занимается животноводством и полеводством, начав этот бизнес со стартовой суммы 20,000 сом (KGS). На сегодняшний день, в хозяйстве Саламат имеется 10 голов овец и 2,5 га обрабатываемой земли, где ежегодно сажает фасоль.Доходы от перепродажи скота и от сельского хозяйства составляют примерно 150,000 сом (KGS) в ежегодно. В целях дальнейшего развития своего бизнеса, Саламат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 20,000 сом (KGS) на приобретения 5 овец для откорма и перепродажи. Доходы от кредита Саламат планирует вложить в увеличение хозяйства, планирует построить большой сарая для животных.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Salamat to purchase 5 sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 8, 2013
Currency Exchange Loss:
Sep 17, 2014