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Roger is 24 years old, single, and lives with his parents. The loan he requests is for purchasing fertilizer and providing assistance for planting the bean crop he wishes to initiate. In addition, Roger wants to provide adequate crop maintenance, promoting improved production and, thus, a larger income.

Roger works in agriculture, especially sowing basic grains, and now he wants to begin planting beans. He hopes in the future to be able to offer his parents a better quality of life and greater economic stability, as well as to continue growing as a person and as a producer.

This is Roger's 1st loan through FUDECOSUR. He has never had a loan from a state bank previously. But FUDECOSUR has offered him the loan with all facilities and a much lower interest rate.
View original language description ↓
Roger tiene la edad de 24 años, esta soltero y vive con los padres. El crédito lo quiere para la compra de abono y dar asistencia a una plantación de frijoles que quieren iniciar. El desea darle el adecuado mantenimiento al cultivo para que este le permita tener una mayor producción y así tener mayores ingresos económicos. Roger trabaja en la agricultura sobre todo a la siembra de granos básicos y desea poder iniciar en la siembra de frijoles. El espera en un futuro brindarle a sus padres una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 55
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 499.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Roger to purchase supplies for growing a crop of beans.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Mar 7, 2013
Currency Exchange Loss:
Nov 29, 2014