At the moment Luisa works in her small business, which is selling food. She also sells beauty products. She works every day for approximately 12 hours and believes that it is going well for her because she is a talented cook and because she is nice to her customers.
Luisa is very grateful to the Kiva lenders as it is thanks to their help that she can replace her “carrito sanguchero” (a mobile kitchen-cart for preparing fried food), as she would like to sell hamburgers, “salchipapas” (a dish of sausages and fried potatoes), rotisserie chicken etc. at night time. Then Luisa can continue to work and try to realise her dream of having a big restaurant.
Actualmente Luisa trabaja en su pequeño negocio de venta de comida y adicionalmente vende productos de belleza, ella trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Luisa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción de su carrito sanguchero, ya que en las noches desea vender hamburguesas, salchipapas, pollo broaster y otros, así pues Luisa seguirá trabajando y esforzándose para lograr su gran sueño de tener un gran restaurante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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