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Rosa Albina
Rosa is a 26 year old woman. She lives in the city of Ica with her two small children who she loves and who are her main reason for living. She is a very friendly, hard working and enthusiastic person who strives to provide for her children since she is both their mother and father. Unfortunately, because of a lack of financial resources and because she has had to work since she was very young, Rosa was not able to go to school to become a cosmetologist, something that she would have very much liked to do. In her free time, she likes to listen to music and sometimes she likes to spoil her children by making a delicious dish of carapulcra.
On her own initiative and with a lot of hard work and dedication, Rosa has a small business selling fruit. She sells different fruits depending on the season and works about 8 hours every day. Rosa thinks that things are going well because she offers affordable prices and friendly customer service.
Rosa is very grateful for the Kiva micro loans as they have helped her to buy larger quantities and different varieties of fruit such as mangoes, apples, grapes, etc. She has also been able to stock her business and serve her customers better and therefore, continue working and striving for her biggest dream, owning her own home.
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Rosa es una mujer de 26 años, vive en la ciudad de Ica con sus 2 pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a sus pequeños, ya que ella es madre y padre para ellos; lamentablemente por falta de recursos económicos y por la necesidad de trabajar desde muy joven, Rosa no pudo estudiar la carrera profesional de Cosmetología, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina una riquísima Carapulcra para engreír a sus hijitos.
Por iniciativa propia, con mucho empeño y dedicación, Rosa trabaja en su pequeño negocio de venta de frutas, ella vende diversas frutas de acuerdo a la estación y trabaja todos los días por un aproximado de 8 horas, Rosa cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Rosa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de frutas, como mangos, manzanas, uvas y otras, de esta manera Rosa tendrá mejor abastecido su negocio y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD