On her own initiative and with a lot of hard work and dedication, Rosa has a small business selling fruit. She sells different fruits depending on the season and works about 8 hours every day. Rosa thinks that things are going well because she offers affordable prices and friendly customer service.
Rosa is very grateful for the Kiva micro loans as they have helped her to buy larger quantities and different varieties of fruit such as mangoes, apples, grapes, etc. She has also been able to stock her business and serve her customers better and therefore, continue working and striving for her biggest dream, owning her own home.
Por iniciativa propia, con mucho empeño y dedicación, Rosa trabaja en su pequeño negocio de venta de frutas, ella vende diversas frutas de acuerdo a la estación y trabaja todos los días por un aproximado de 8 horas, Rosa cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Rosa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de frutas, como mangos, manzanas, uvas y otras, de esta manera Rosa tendrá mejor abastecido su negocio y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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