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Freddy Donald
Freddy, 29, is single and lives in the city of Huaraz. He is friendly, hardworking, enthusiastic, and wants to succeed. He would have liked to have studied automobile mechanics, but he didn't have the money, and he needed to help his parents. In his free time, he likes to play soccer with his friends and sometimes prepares a delicious rice with goat meat dish to share with his family.

On his own and with determination, Freddy manages his small business selling art, specifically decorative frames for the home. Freddy works 10 hours each day and believes the business is prospering because he offers quality products and good customer service.

Freddy thanks the Kiva lenders because their support will allow him to buy wholesale frames to stock his business and service more customers. He will keep working hard to achieve his great dream of expanding his business and gradually getting ahead.
View original language description ↓
Freddy es un hombre de 29 años, vive en la 32 años, es soltero, vive en la ciudad de Huaraz, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para ayudar a sus padres, Freddy no pudo estudiar la carrera profesional de Mecánica Automotriz, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Arroz con Cabrito para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Freddy trabaja en su pequeño negocio de venta de arte, él vende diversos cuadros decorativos para el hogar, Freddy trabaja todos los días por un aproximado de 10 horas diarias y cree que le va bien por la calidad y por el trato amable que brinda a sus clientes.
Freddy se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de cuadros para abastecer su negocio y atender a mas clientes, así pues Freddy seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y poco a poco desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD