On his own and with determination, Freddy manages his small business selling art, specifically decorative frames for the home. Freddy works 10 hours each day and believes the business is prospering because he offers quality products and good customer service.
Freddy thanks the Kiva lenders because their support will allow him to buy wholesale frames to stock his business and service more customers. He will keep working hard to achieve his great dream of expanding his business and gradually getting ahead.
Por iniciativa propia, con mucho empeño y dedicación, Freddy trabaja en su pequeño negocio de venta de arte, él vende diversos cuadros decorativos para el hogar, Freddy trabaja todos los días por un aproximado de 10 horas diarias y cree que le va bien por la calidad y por el trato amable que brinda a sus clientes.
Freddy se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de cuadros para abastecer su negocio y atender a mas clientes, así pues Freddy seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y poco a poco desea salir adelante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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