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David Rafael
David, 33, lives in the city of Pisco with his little three-year-old son who he loves and his main reason for living. He’s a very kind, hardworking, enthusiastic person who focuses all his efforts into moving his little one forward. Thanks to his efforts, David was studying auto mechanics but sadly, due to lack of economic resources and the need to start working, he was unable to continue with his studies but he would have liked to have done so.

With much effort and dedication and thanks to his mother’s support, David works as a taxi driver providing transportation services. He also has a small grocery store at home. He works every day for about 12 hours and thinks he does well because of his good prices and the kind way he treats his customers.

David is very grateful to Kiva lenders because thanks to the support provided he will be able to convert his taxi to natural gas which will translate to savings for David when he stops using gasoline. In this way he will be able to continue striving and working towards reaching his great dream of owning a house.
View original language description ↓
David es un hombre de 33 años, vive en la ciudad de Pisco con su pequeño hijo de 3 años, a quien ama y es su principal razón en la vida , él es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeño; gracias a su esfuerzo David se encontraba estudiando la carrera técnica de Mecánica Automotriz, lamentablemente por falta de recursos económicos y por la necesidad de trabajar no pudo concluir sus estudios, pero le hubiera gustado mucho poder hacerlo.
Con mucho empeño y dedicación, gracias al apoyo de su madre, David trabaja como chofer de taxi, brindando servicios de transporte, adicionalmente tiene una pequeña tienda de abarrotes en su hogar, él trabaja todos los días por un aproximado de 12 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
David se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la conversión al sistema de gas natural de su taxi, de esta manera David podrá ahorrar, dejando de consumir gasolina, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped David Rafael to convert his taxi from gasoline to natural gas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 18, 2013
Listed
Mar 7, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014