The loan they will take out will benefit the micro business women, among whom is Margaret. She says that she has been a member of Pro Mujer for three years. She joined at the invitation of a consultant from the institution who went to visit her at her home. Right now, she has a butcher shop. She reports that she started this business years ago selling mutton and later began to sell beef.
The loan she will take out now is to increase her capital, buying meat she will acquire in the markets of the community of Batallas, city of La Paz, to later sell in her locale. This work allows her to generate resources to support her home as much as possible, because she is married and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the savings and the health and credit trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de carnicería; da a conocer que este negocio lo emprendió hace años comenzando con la comercialización de carne de oveja y posteriormente paso al ganado vacuno.
El crédito que ahora sacará es para el aumento de capital (compra de carne) que adquirirá de las ferias la comunidad de Batallas, ciudad de La Paz, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta el ahorro y las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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