Unión Progreso 2 Group
The loan will benefit the group of small business owners that Alejandrina belongs to. She says she has been in Pro Mujer for two years and joined by invitation from a friend who is a member of the institution. She currently sells food and began her business on her own initiative with only a little money.
The loan she is requesting is to increase her capital to buy rice, potatoes and noodles from wholesale dealers in the city of La Paz. Afterwards, she will sell the goods at her food stall. This job allows her to earn enough income to support her household, since she lives with her common-law husband and two children.
When asked what she likes about Pro Mujer, she says it is the training regarding health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alejandrina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió por iniciativa propia, empezando con un poco capital.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, papa y fideos) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz, posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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