17 De Abril Group
The loan they take out will benefit small micro-companies, with which Hilaria is involved. She says that she joined Pro Mujer three years ago, on the invitation of a friend who is a member of the institution. At present she has a business selling fruit. She explains that she started this business on her own initiative.
The loan that she will receive is to increase her capital (to purchase fruit) which she will buy from the wholesale sellers in La Paz city. Subsequently, she will sell the produce from her stall. This kind of work enables her to generate income to help maintain her family, as she is married with four children.
When asked if she likes Pro Mujer, she replies that likes it and she likes the training workshops on health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilaria es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de frutas; da a conocer que este negocio lo emprendió por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz, posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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