Flor De Ñustas Group
This loan will benefit small business owners such as Amalia. She says that this is the first time she has worked with Pro Mujer, which she joined by the invitation of one of the institution's consultants who visited her at home. She currently has an artisan crafts business, making "chicotes" (Andean whips). She says that she learned about this business years ago from one of her uncles, who worked in this field.
She will use this loan to increase her capital by buying leather, which she will acquire from stores in the city of La Paz. After making her products, she will sell them in her retail space. This type of work allows her to generate resources to maintain her home as much as possible. She lives in a common-law marriage and has eight children.
When asked what she likes about Pro Mujer, she responded that she likes the savings and the workshops on health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de artesanía en chicotes (látigos andinos); da a conocer que este negocio lo aprendió hace varios años de un tío que trabajaba en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra de cuero) que adquirirá de las tiendas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene ocho hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta el ahorro y las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid