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Flor De Ñustas Group
In this Group: Amalia, Luz Soledad, Brigida , Monica Julieta, Mary Vanessa , Guadalupe , Lupe Edifania , Primitiva , Carmen Rosa, Lourdes , Wilson, Cesar
The "Flor de Ñustas" communal bank will begin their first cycle with Pro Mujer as part of the Copacabana regional office. This group is made up of twelve members and is run by a board of directors, of which Amalia is the president. The members of this communal bank work in a variety of businesses, such as selling flaxseed juice, a neighborhood store, selling food, making jackets, making clothing, and making artisan whips.

This loan will benefit small business owners such as Amalia. She says that this is the first time she has worked with Pro Mujer, which she joined by the invitation of one of the institution's consultants who visited her at home. She currently has an artisan crafts business, making "chicotes" (Andean whips). She says that she learned about this business years ago from one of her uncles, who worked in this field.

She will use this loan to increase her capital by buying leather, which she will acquire from stores in the city of La Paz. After making her products, she will sell them in her retail space. This type of work allows her to generate resources to maintain her home as much as possible. She lives in a common-law marriage and has eight children.

When asked what she likes about Pro Mujer, she responded that she likes the savings and the workshops on health and loans.
View original language description ↓
La A.C. “FLOR DE ÑUSTAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por doce integrantes y está dirigida por una mesa directiva donde la señora Amalia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de jugos de linaza, tienda de barrio, venta de comida, costura de chamarras, costura de ropa, artesanía en chicotes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de artesanía en chicotes (látigos andinos); da a conocer que este negocio lo aprendió hace varios años de un tío que trabajaba en este rubro.

El crédito que ahora sacará es para el aumento de capital (compra de cuero) que adquirirá de las tiendas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene ocho hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta el ahorro y las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $28,681,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Ñustas Group's $2,375 loan helped a member to buy leather.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2013
Listed
Mar 8, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013