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Elsa Lilian
Elsa is 24 years old. She lives with her husband and two children in a neighborhood in the town of Taulabe, Comayagua.


Elsa is an enterprising person who works as a farmer. Specifically, she has been growing coffee for the past 10 years. She started in this business so that she could generate income and provide for her family’s needs. The coffee is sold for a profit at the local market.


Elsa is requesting her eleventh loan in the amount of 20,000 HNL. The money will be invested in the purchase of fertilizers and fumigants, as well as pay for general maintenance around her farm. With this investment, she hopes to improve her crops and obtain better production so that her income will go up. Her goal is to continue maintaining her farm so that she will have the financial solvency to provide for her children’s future.

View original language description ↓
Elsa tiene 24 años de edad, tiene esposo y dos hijos con los cuales habita en una aldea del Municipio de Taulabe, Comayagua.
Elsa es una persona muy emprendedora lleva dedicándose a la agricultura específicamente a la siembra de café desde hace 10 años. Empezó esta actividad con el fin de generar ingresos para poder darle a su familia el sustento necesario. El café lo vende en le mercado local a un precio rentable.
Ella solicito su préstamo numero once de 20000 lempiras y lo invertirá en la compra de fertilizante, fungicida y mantenimiento general de la finca. Con esta inversión espera obtener mejor producción y cosechas para que sus ingresos aumenten.
Su meta es seguirle dando el mantenimiento necesario a la finca, para tener una solvencia económica que respalde el futuro de sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Elsa Lilian to buy fertilizers and fumigants, as well as pay for general maintenance around her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2013
Listed
Mar 7, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014