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Leydy Melania
Leydy Melania is a 26 year-old single mother with one child who is two months old. She is originally from Managua, which is located in the central zone of the country. Leydy is known for being a hard working, responsible person with a desire for self-improvement -- now more than ever, as she is experiencing the reality of being a single mother. She has to fight day in and day out for the well-being of her child. Unfortunately, due to a lack of economic resources, she was not able to pursue a university degree. However, she would have really liked to have studied for a nursing degree.

Thanks to her spirit and desire to get ahead, she sells new clothing like pants, shorts, skirts, dresses, blouses, t-shirts, camisoles, and undergarments, as well as sheet and towel sets. She has been doing this work for eight years, at one of the markets in her town. Her goal with this loan is to invest in working capital and to stock her clothing business. Leydy's work routine is to work ten hours a day so that some day in the not-too-distant future she can obtain better income. Leydy is grateful for the help that Kiva lenders are offering to people with scarce resources in poor countries like Nicaragua, so that they can work with dignity.
View original language description ↓
Leydy Melania de 26 años de edad, madre soltera con un hijo de dos meses de edad. Es originaria de Managua, lugar que está ubicado en la zona central del país. Leydy se caracteriza por ser una persona trabajadora, responsables, con ganas de superación personal. Mas en este momento que está experimentando el hecho de ser madres solteras, la cual tiene que luchar día a día para el bienestar de su hija. Lamentablemente por falta de recursos económico no pudo cursar una carrera universitaria. Pero le hubiera gustado mucho estudiar enfermería titulada.
Gracia a su espíritu y sus ganas de salir adelante, es que tiene por actividad económica la venta de ropa nueva como pantalones, short, faldas, vestidos, blusas, camisetas, camisolas, ropa interior, juegos de sabanas, juegos de toallas. Actividad que la desempeña desde hace 8 años, en unos de los mercados de la localidad. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de ropa nueva. La rutina de trabajo de Leydi es trabajar unas 10 horas diarias. Para que en un futuro no muy lejano puedo obtener mejores ingresos. Leydy agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,731,150
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Leydy Melania to stock her store with new clothing like pants, shorts, skirts, dresses, blouses, t-shirts, camisoles, and undergarments, as well as sheet and towel sets.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 6, 2013
Currency Exchange Loss:
May 17, 2014