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Perla Nereyda
Perla is a micro-entrepreneur who has been working making soft tortillas and tostadas for the past ten years. This product is made from corn and makes up a very important nutritional item for the Nicaraguan diet.

She needs a loan in order to purchase corn and firewood. Her goal is to buy corn in bulk and thus lower considerably the costs for producing her foods.

Before running her own business she was a student. Then she married and had four children, two of whom are still in school. In order to contribute to her home and her husband, she decided to begin her own business in a room of her house.

With the income that she obtains from her work, she will provide food security for her children, as well as pay for household and educational expenses.
View original language description ↓
Doña perla es una micro empresaria que tiene aproximadamente diez años de producir tortillas suaves y tostadas, este producto es elaborado a base de maíz y constituye un alimento muy importante en la comida de los nicaragüenses.

Ella necesita un préstamo con el objetivo de comprar maíz y leña, esto con el objetivo de comprar el maíz por quintal y disminuir considerablemente los costos de producir este alimento.

Antes de tener su propio negocio era estudiante, luego se casa donde tiene cuatro hijos, dos de ellos en edad escolar, para contribuir económicamente a su hogar y a su esposo, decide poner su propio negocio en su casa de habitación.

Con los ingresos que obtiene de su trabajo, le brinda seguridad alimentaria a sus hijos, además de los gastos personales del hogar y sus estudios.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 80
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Perla Nereyda to invest in the purchase of corn and firewood.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 6, 2013
Currency Exchange Loss:
Jan 18, 2014