Martin Antonio lives in the city of Managua. His working hours start at 7am and finish at 5pm. He is honest, responsible and the main support for his wife and children.
Martin is applying for a loan to invest in paying for enrollment fees and school supplies for his children who are beginning their school year. He wants to invest the other part of the loan in improving his house to give better help to his family.
He thanks Kiva and Ceprodel because with the credit he has obtained he has been improving his house little by little.
El señor Martin Antonio vive en la cuidad de Managua su hora de trabajo inicia a las 7 am y termina a las 5 pm. es honesto, responsable, es el apoyo principal de su esposa e hijos.
Don Martin solicita un crédito para invertirlo en pago de matrícula y compra de útiles escolares para sus hijos que están iniciando su año escolar.
Y la otra parte de préstamo lo quiere invertir en mejor su vivienda para darles mejor comedida a su familia.
Agradeciendo a kiva y ceprodel por que con los créditos obtenidos ha ido mejorando poco apoco su casa.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.