Los Angeles 16 De Febrero Group
The loan they are seeking will benefit these small businesses, one of which is Monica's. She reports that two years ago she joined Pro Mujer at the invitation of an outreach worker who visited her home. Currently she has a business selling meat. She started this business with the help of the first loan that she took from Pro Mujer, and things are now going very well.
She will use her portion of this loan to purchase sausage that she will acquire from distributors in the city of La Paz and then sell from her stall. This form of work enables her to support her household in the best way that she can. She is married and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the trainings they provide and the opportunity to share with her fellow members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mónica es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de venta de carne; da a conocer que este negocio lo implementó con el primer préstamo que hizo en Pro Mujer y en la actualidad de va muy bien.
El crédito que ahora sacará es para el aumento de capital (compra de embutidos) que adquirirá de las distribuidoras de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el compartir con las compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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