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Deisy
Deisy is 38 years old and has been selling footwear for the past two years. A friend gave her the encouragement to start earning money by doing manicures for her circle of friends who turned into regular customers and also brought in referral clients. She got a friend to provide footwear for sale and that brought her new buyers.

Today her market has grown and she offers her products accepting both cash and credit. She hopes to make purchases that allow her to offer discounts and generate more sales but she doesn't always have the cash flow to take advantage of discounts, she is missing out on opportunity. This is exactly the reason she comes to Kiva loans. This is the first loan she request from Fundación Mario Santo Domingo which will allow her to buy women's shoes wholesale to increase her profits. She will be able to buy a showcase to make a better display because her goal is to grow the business. Her greatest dream is to have her own home to improve her way of life and that of her family, which consists of her partner and two children ages 4 and 17.
View original language description ↓
Deisy de 38 años de edad se dedica a la venta de calzado desde hace 2 años, cuando por iniciativa de una amiga suya, iniciaron generando ingresos haciendo practicas de manicure entre sus amigas, que a futuro se convirtieron en sus clientes fijos, que trajeron a ella mas referidos; posteriormente cuando concentró una mayor clientela, consiguió una amigo que le proveyó calzado y generó nuevos compradores. Hoy su mercado ha crecido y ofrece sus productos a crédito y de contado, pero no siempre su capital de trabajo, alcanza para hacer compras que le generen descuentos por el volumen de artículos y adicionalmente su clientela crece y está dejando de ser oportuna. Esta es justamente la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará calzado femenino al por mayor, para mas adelante con sus ingresos, poder comprar una vitrina y hacer una mejor exhibición; porque su reto es crecer y su mayor desafío futuro, es tener su propia casa para aumentar su bienestar y el de su familia, conformada por su cónyuge y sus dos hijos que están en las edades de 4 y 17 años. .

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 544
    View loans »
    Colombia Loans Fundraising
  • $14,658,975
    Funds lent in using Kiva
  • 1,813.2
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $450 helped Deisy to buy women's wholesale shoes.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2013
Listed
Mar 6, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014