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Arelly Yahoska
Arelly, who is 29 and married with two children of 10 and 3, comes from Managua, in the centre of the country. In her free time she likes spending time with her young children, for whom she prepares typical food from the region, such as "gallo pinto" (a rice and bean dish).

Unfortunately, due to lack of financial resources, she was not able to have a university education, but she would very much have liked to work in a clinical laboratory. Thanks to her enterprising spirit and her determination to succeed, she has her own business selling clothing such as trousers, jeans, skirts, dresses, shorts, t-shirts, camisoles, underwear, sets of sheets and sets of towels. She works in one of the local markets and has been running her business for 8 years. She enjoys her work very much as it has been her way of life and that of her family. Arelly's working routine involves selling her goods for 10 hours each day.

The loan will be used to invest in working capital for the purchase of an assortment of new clothing so that, in the not too distant future, she can generate a higher income. Arelly appreciates the help which Kiva investors provide for people of limited means in poor countries such as Nicaragua, since it enables them to have a decent job.
View original language description ↓
Arelly de 29 años de edad, casada con dos hijos de 10,3 años. Originaria de Managua, lugar que está ubicado en la zona central del país. en sus ratos libre le gusta disfrutar tiempo en familia con sus pequeños hijos. Les prepara algunas comidas típicas de la región “gallo pinto”. Lamentablemente por falta de recursos económico no pudo cursar una carrera universitaria, pero le hubiera gustado mucho trabajar en laboratorio clínico.
Gracia a su espíritu de emprendedor y sus ganas de salir adelante, es que tiene por actividad venta de ropa la cual consisten en vender pantalones, janes, faldas, vestidos, short, blusas, camisetas, camisolas, ropa interior, juegos de sabanas, juegos de toallas. Actividad que la desempeña en unos de los mercado de la localidad; tiene ocho años de trabajar en el negocio; actividad que disfruta mucho ya que ha sido su forma de vida y la de su familia. La rutina de trabajo de Arelly es trabajar unas 10 horas diarias ofreciendo su mercadería. El objetivo del crédito es invertir en capital de trabajo en la compra de ropa nueva variada. Para que en un futuro no muy lejano pueda obtener mejores ingresos. Arelly agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Arelly Yahoska to invest in working capital and stock her business buying and selling new clothing such as trousers, jeans, skirts, dresses, shorts, blouses, t-shirts, camisoles, underwear, sets of sheets and sets of towels.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Mar 4, 2013
Mar 6, 2013
Currency Exchange Loss:
Nov 18, 2013