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Gregoria Estela
Gregoria has sold black conchs, shrimp, and all kings of fish from an early age, since she lives in an area where fishing is important. She has three boats, which her children use three times a week to go fishing. Later Gregoria sells the fish at the market. She says that her husband gave her the money to start the business because she had gained experience helping her mother, who also sold seafood.

Her household comprises her three children, two of whom are studying while the third fishes. The loans are a great help because they allowed her to buy the boats so that they could fish and increase their income.
View original language description ↓
La señora Gregoria se dedica a la venta de conchas negras, camarones y a todo tipo de pescado desde muy joven, ya que en el lugar donde ella habita se dedican a la pesca, ella cuenta con 3 lanchas las que son trabajadas por sus hijos y en donde ellos 3 veces por semana les toca ir a pescar para que posteriormente doña Gregoria realice su ventas en el mercado.

comenta que ella inicio con un dinero que su esposo le dio para que invirtiera en el negocio ya que ella contaba con la experiencia, la cual había adquirido porque su mama se dedicaba también a la venta de mariscos y doña Gregoria le ayudaba.

Su hogar se compone de 3 hijos los cuales 2 están en edad escolar y uno de ellos le ayuda en la pesca.

Los créditos son de gran ayuda porque le han permitido comprar sus lanchas para que de esta forma al realizar ella la pesca, mayores son sus ingresos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gregoria Estela to buy black conchs, sea bass, mackerel, corvines, shrimp, and nets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 6, 2013
Currency Exchange Loss:
Jan 18, 2014