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Update on Nicolaza

Nicolaza, 36, is a single mother who has two dependent minor children that are studying at primary level and her mother is 62 years old. They live in the community of Aguirre, which is located 42 kilometers from the city of Cochabamba.

Nicolaza is a farmer who receives her income from the sale of potatoes, beans, and geese. She has 1.2 hectares of land which she inherited from her parents. She has cattle, two milk cows and two cows for fattening.

She is humble but hard-working person. She needs money for the wall of her home. She invested the capital she had in home improvements. Nicolaza is very happy to be able to access this opportunity because she can continue improving her house in order to provide a better home to her two children. The prior loan helped her greatly to be able to buy agricultural supplies for more production.
View original language description ↓
La Señora Nicolaza tiene 36 años es madre soltera tiene 2 hijos menores dependientes que estudian en nivel primaria y su madre que tiene 62 años ellos viven en la comunidad de Aguirre está ubicado a 42 km de la ciudad de Cochabamba, Doña Nicolaza es agricultora percibe ingreso económico por la venta de papa, haba, oca en su terreno que tiene 1.2 Has, que es herencia de sus padres, tiene ganado vacuno 2 lecheras, 2 de engorde, es una persona humilde pero trabajadora, necesitaba dinero para la muralla de su vivienda, el capital que tenía invertió en la mejora de sus casa. La Sra. Nicolaza está muy contenta de poder accedes a esta oportunidad porque seguirá mejorando su vivienda para darle un mejor hogar a sus dos hijos. Con anterior crédito le ayudo mucho al poder comprara insumos agrícolas para su producción.

Previous Loan Details

Nicolaza is 33 and a single mother of two children. She lives with her mother, who is 61, in the town of Aguirre, some 42 km outside of the city of Cochabamba. Nicolaza grows agricultural crops such as potatoes and beans on her farm of 1.6 hectares. She cares for 4 cows, and is a very hardwork... More from Nicolaza's previous loan »

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 154
    View loans »
    Bolivia Loans Fundraising
  • $32,241,025
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nicolaza to build a wall for her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Apr 9, 2013
Currency Exchange Loss:
Sep 17, 2014