Check out some available loans that are similar to this one!
Flor De Habas Group
In this Group: Rita, Sandra , Simona , Wilma, Clarivel, Bernarda , Rosa Lourdes, Rosalia *, Matilde, Graciela
* not pictured
Flor de Habas Communal Bank will start its first loan cycle in Pro Mujer as part of the Copacabana regional office. It's made up of 10 members and governed by a board of directors of which Rita is the president. The various businesses carried out by the communal bank members are braided rugs, cheese sales, milk sales, and neighborhood store.

Their loan will benefit small business women such as Rita. She says it's the first time she's a member of Pro Mujer, having joined on the invitation of a counselor from the institution who visited her at home. Currently she has a neighborhood store, a business she learned on her own several years ago.

This loan is to increase capital by buying soft drinks, oil, and groceries, which she'll acquire from wholesale vendors in the city of La Paz and later sell in her sales stall. This job allows her to generate resources to support her household as much as possible, because she lives in a common-law relationship and has four children.

When asked what she likes about Pro Mujer she responds that she likes the savings and the health and loan trainings.

Rosalía's not in the photograph because she had work activities to do.
View original language description ↓
La A.C. “FLOR DE HABAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Rita es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: trenzado de mantas, comerciante de queso, venta de leche, tienda de barrio.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rita es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo aprendió por iniciativa propia hace varios años.

El crédito que ahora sacará es para el aumento de capital (compra de refrescos, aceites, abarrotes) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta el ahorro y las capacitaciones en salud y crédito.

En la fotografía no se encuentra la señora Rosalía ya que tenía que desarrollar actividades laborales

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Habas Group's $1,625 loan helped a member to buy soft drinks, groceries, and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 25, 2013
Listed
Mar 6, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013