The loan they are requesting will benefit micro businesses like Genova’s. She says that she has been a part of Pro Mujer for three loan cycles. She was invited to join by her daughter, who is a member of the organization. She currently runs a business selling fruit, a business she started all on her own.
She will use the loan to increase her capital by purchasing fruit from wholesale vendors in La Paz and then selling it at her fruit stand. This work allows her to generate enough income to maintain her household as she is married and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the health and credit training classes.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Genova es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por invitación de su hija que es socia de la institución. En la actualidad ella tiene un negocio de venta de frutas; da a conocer que este negocio lo emprendió por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz, posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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