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Emiliana

Update on Emiliana

Señora Emiliana is 66 years old and is married to Sr. Carmelo who is 49 years old. They have one young dependent son who is studying in secondary school, and they live in the rural community of Melga Chimpa Rodea, which is 33 km from the city of Cochabamba. The whole family makes a living through agriculture by producing potatoes, broad beans, and peas, with crop rotation on two hectares of land that she inherited from her parents.

Doña Emiliana needs the capital to buy agricultural supplies (organic fertilizer is cheap this time of year) so that in the following agricultural season she will have fertilizer stored up. She needs some of it to buy agrochemical products for phytosanitary treatment (which protects against pests and diseases) in order to guarantee food safety. She also needs the finances to have savings. She says that it will increase the production of potatoes for a year, thus she will have enough income to support her son until he finishes his higher education.
View original language description ↓
La Señora Emiliana tiene 66 años casada con el Sr. Carmelo que tiene 49 años, tienen 1 hijo menor dependiente que estudia en nivel secundaria, ellos viven en la comunidad rural Melga Chimpa Rodeo a 33 km de la ciudad de cbba, toda la familia se dedican a la agricultora producen papa, haba, arveja, en terreno de 2 has herencia de sus padres con rotación de cultivos. Doña Emiliana necesita capital para comprar insumos agrícolas (abono orgánico que en esta época es barato) así para la siguiente campaña agrícola tendrá abono acopiado, una parte necesita para comprar productos agroquímicos para el tratamiento fitosanitario, de esta manera garantizar la seguridad alimentaria y la economía para tener ahorro, nos comenta que ampliara la producción de papa al año, así va tener ingresos suficientes para sacar adelante a su hijo hasta que termine sus estudios superiores.

Previous Loan Details

Emiliana G. A. is 63 years old and has been married to Carmelo Fernández Corrales for more than 40 years. They have 1 son, who studies at secondary school. Carmelo grows potatoes, broad beans, and corn on his 1-hectare plot of land in the rural community of Rodeo Melga. Emiliana helps Carmelo on… More from Emiliana's previous loan »

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $28,171,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Emiliana to buy fertlizer and agrochemical supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 8, 2013
Listed
Apr 9, 2013
Currency Exchange Loss:
Covered
Ended:
Sep 17, 2014