Vyacheslav is a farmer and has been growing watermelons and cantaloupe since 1985. His two children, aged 31 and 25, help him with his work. The growth of his business started by planting young melons. Vyacheslav has decided to purchase melon seeds, plastic to protect his crops from cold and wind, and hosing for irrigation. In the future, he plans on buying a tractor with a till attachment to work his land. His personal plans include finishing construction on his home. He needs your financial support to purchase melon seeds, plastic and hosing.
Вячеслав - фермер. С 1985 года занимается выращиванием бахчевых культур арбуза и дыни.
Справляться по хозяйству ему помогают двое детей старшему 31год, младшему 25 лет.
Развитие деятельности начиналось с выращивания молодой дыни.
Вячеслав решил приобрести семена дыни, пленку для защиты от холода и ветра, капельную ленту для полива.
В планах на будущее: приобрести трактор и навесное оборудование к нему для обработки и вспашки своего земельного участка.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования семян дыни, пленки и капельной ленты.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.