Yuriy is a farmer and has grown watermelons and cantaloupe since 2003. The growth of his business started with growing melons and tomatoes. Yuriy has decide to purchase seeds, drip hosing, and plastic to protect his crops from the cold and wind. In the future, he plans to expand the area of land he farms. His personal plans include building a home. He needs your help to finance the purchase of watermelon and cantaloupe seeds, drip hosing, and plastic.
Юрий - фермер. С 2003 года занимается выращиванием арбуза и дыни.
Развитие деятельности начиналось с выращивания бахчевых культур и молодых помидор.
Юрий решил приобрести семена арбуза и дыни, капельную ленту и пленку для полива и защиты от холода и ветра арбуза и дыни.
В планах на будущее: расширять свои посевные площади
В личных планах: Обустройство жилого дома.
Нуждается в вашей помощи для финансирования семян арбуза и дыни, капельной ленты и пленки.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.