Myatsi is advisor to the Tujikaze group. She is a dynamic entrepreneur; 58 years old, married and the mother of nine children who are all in school. Her husband is a driver. The group member is a nurse and an associate at the pharmacy.
She started with a credit loan through the local lekelemba (a variety of tontine, or local solidarity group). This was accomplished over 12 years ago.
This new loan will enable her to buy essential drugs (anti-inflammatory, antibiotics, syrups, anti-malarial, anti-diarrheal, etc.). Dealing with unpaid debts is a challenge for her. She wants schooling for her children.
In the end, she wishes to thank Hekima for its financial support. It should be noted that some group members carry their babies.
La cliente Myatsi est conseillère du groupe Tujikaze, entrepreneur dynamique, âgée de 58 ans, mariée et mère de 9 enfants, qui étudient tous. Son conjoint est un chauffeur. La cliente est une infirmière et sociétaire de l’officine pharmaceutique. Il commença avec un crédit de la tontine (likelemba). Il ya plus de 12 ans, elle fait cette affaire. Ce nouveau prêt va lui servir d’acheter les médicaments essentiels (anti inflammatoires, anti biotiques, sirop, antipaludéens, l’anti diarrhéiques, etc.). Les dettes impayées constituent un défi pour elle. Elle souhaite scolariser ses enfants. Au finish, elle remercie Hekima pour son soutien financier.Il sied de signaler que certaines clientes portent leurs bebes.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.