Petr is a farmer and has grown cantaloupe and watermelons since 2010. His spouse helps him with his work. The growth of their business began by growing cantaloupe in an open field. They have decided to purchase seeds to expand the area of land they farm. In the future, they plan to purchase a tilling attachment for their tractor. Personally, they plan to finishing building their house. They need your financial support to buy watermelon and cantaloupe seeds.
Петр - фермер. С 2010 года занимается выращиванием арбуза и дыни.
Справляться по хозяйству ему помогает супруга.
Развитие деятельности начиналось с выращивания дыни в открытом грунте.
Петр с супругой решили приобрести семена арбуза и дыни для расширения посевной площади.
В планах на будущее: приобрести навесное оборудование, для вспашки своего земельного участка.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования семян арбуза и дыни.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.