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Update on Pauline

Pauline is still in the business of designing clothes and her business is doing well. She now earns a monthly income of KES 5,000 which she uses to support her family. Pauline is applying for her second loan from KADET LTD after she successfully repaid her first loan. She is happy with the financial services KADET and KIVA lenders have offered her.

She intends to use the loan to purchase more fabric materials and sewing threads. She will use the anticipated profits to educate her child and add more stock. Her hope is to have a well-established business.

Previous Loan Details

Pauline is 44 years old and an enterprising business lady. She is a single mother of two children. She has been a clothing designer for the past 10 years with a monthly income of KES 3,000, which she uses to support her family. She is applying for her first loan from KADET LTD after being intr... More from Pauline's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 880
    View loans »
    Kenya Loans Fundraising
  • $43,075,425
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Pauline to purchase more fabric materials and sewing threads.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 7, 2013
Currency Exchange Loss:
Dec 17, 2013