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Good Women Group
In this Group: Sia , Fatmata , Juliet , Susan , Kumba
Pictured here are the members of the “Good Women” group from Koidu, a city in eastern Sierra Leone. They are petty-businesswomen who have come to SMT, a partner of, in order to seek a loan in the amount of 500,000 SLL for each woman in the group. With this loan, they will be able to add more goods to their respective businesses, attract more customers, make more sales and profits, and consequently improve their living conditions.

The leader of this group of entrepreneurs is Kumba. Kumba was born in the Sandor, in eastern Sierra Leone, 38 years ago. She is married and has three children. Her husband is a businessman and her children are currently attending primary and secondary schools. Kumba has been selling ready-to-wear goods, such as clothing and shoes, for many years now. With her share of this loan, she plans on buying additional cloth, clothes, shoes, and other goods in bulk to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Good Women Group's $600 loan helped a member to expand and increase her business's inventory by purchasing additional goods such as cloth, clothes, and shoes in bulk.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Mar 7, 2013
Currency Exchange Loss:
Oct 18, 2013