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Joy
Joy is a kind and friendly woman who has a small fuel business in her village, which is located along the highway. Joy earned the capital to start her fuel business by milling rice.

Joy is in her 40s, married, and has two children, whom she sends to high school and college. Joy’s husband is a seaman. Every time her husband sends her money, she invests it for an additional source of income.

Joy hopes to prosper in her business and help her children finish college so they can become professionals someday. Thus, she is asking for a loan of 35,000 PHP to buy fuel to sell. Through her income from her business, she is able to provide her family's daily basic necessities and provide her children some allowance for school.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 263
    View loans »
    Philippines Loans Fundraising
  • $53,216,600
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD