Sabali Kagni Group
They are on their fourth loan from the micro-finance institution, Soro Yiriwaso, so that they can satisfy their customer demand; their previous loans have all been repaid in full.
Within the Sabali Kagni group, Adam, who is sitting on the far right of the photo, sells various shop products. With her loan she is planning to buy ten cartons of cigarettes, 50kg of sugar, one carton of concentrated milk, two cartons of tea and one 10-liter container of vegetable oil. She gets her supplies at Sikasso's Grand Market.
She resells the products in her shop in Siékourani village, opposite the main road which goes to Zegoua, for cash to a customer base made up of men and women.
She expects to make an average monthly profit of 37,500FCFA, of which part will be used to repay her loan and the interest on it, and the rest put into her savins
Elles sont à leur quatrième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle les prêts passés se sont bien dénoués.
ADAM 1ère assise à droite sur la photo fait le commerce d’articles divers de boutique dans ce groupe de femmes SABALI KAGNI.
Elle compte acheter avec son prêt 10 cartouches de cigarettes + 50kg de sucre + 1 carton de lait concentré + 2 cartons de thé et 1bidon de 10litres d’huile végétale. Elle s’approvisionne au grand marché de Sikasso.
Elle les revend dans sa boutique à Siékourani village en face du goudron (R.N) qui va jusqu’à ZEGOUA à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 37.500 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid