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Jiguisseme Group
In this Group: Sali , Mariam Solo, Rokia , Mariam B, Assitan , Rokia , Yefane , Sali Ousmane, Rokia
The nine members of JIGUISSEME Group are mostly married women averaging 32 years of age and three children. Most of them live in polygamous families in Siekourani, one of the villages in the Loulouni commune in Kadiolo Cercle (Sikasso), third administrative region of Mali.

They are seeking their fourth loans from Kiva's partner, the MFI Soro Yiriwaso, in order to satisfy their clientele's needs. Previous loans ended without problems.

Rokia, sitting on the left in the picture, is selling cereals. She intends to use her part of the loan to buy 2 sacks of locally produced rice. She gets her supplies in the villages surrounding Siekourani.

She retails for cash at the Siekourani market during fair days and at her home, to a clientele comprising both men and women.

She foresees turning an average monthly profit of XOF 12'750 (ca US$ 25). Part of it will be used to repay the loan and interests, while the rest be put away.
View original language description ↓
Les neuf membres du groupe JIGUISSEME sont essentiellement des femmes mariées ayant une moyenne d’âge de 32 ans, 3 enfants et vivant la plupart dans des familles polygamiques à SIEKOURANI un des villages de la commune de Loulouni cercle de Kadiolo (Sikasso) 3ème région administrative du Mali.
Elles sont à leur quatrième collaboration avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle les précédents ont été bien dénoués.
ROKIA 1ère assise à gauche, fait le commerce de céréales dans ce groupe de femmes JIGUISSEME.
Elle compte acheter avec son prêt 2 sacs de riz de production locale. Elle s’approvisionne dans les villages avoisinants de Siekourani..
Elle les revend au marché du dit village le jour de foire et en famille à une clientèle composée d’hommes et de femmes au comptant et en détail.
Elle envisage réaliser un bénéfice mensuel moyen de 12.750 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 502.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD