Most of them live in polygamous families in Siékourani, a village in the commune of Loulouni, Kadiolo Cercle (Sikasso), third administrative region of Mali.
They are seeking their sixth loan from Kiva's partner, the MFI Soro Yiriwaso, in order to meet customer demand. Previous loans ended without problems.
Djelika, first one standing on the right in the photograph, runs a food serving business. She will use her part of the loan to buy condiments, rice, and firewood.
She gets her supplies in Siékourani and in the surrounding villages. She prepares her dishes and sells them for cash at the market in Siékourani, to a clientele comprising both men and women.
She intends to turn an average monthly profit of XOF 20'000 (ca US$ 40). She will use part of it to repay the loan and interests, and the rest will be put away.
Elles sont à leur sixième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle les prêts passés ont bien dénoués.
DJELIKA 1ère debout à droite sur la photo fait la restauration dans ce groupe de femmes GNOGONDEME.
Elle compte acheter avec son prêt des condiments, du riz et du fagot. Elle s’approvisionne à Siékourani et dans les villages environnants. Elle prépare et vend ses plats alimentaires au marché du village (Siékourani) à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 20.000FCA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid