Annociate is a member of the Keburana group and lives in Gitega. She is a 25-year-old single mother of 2 children, aged 5 and 8, one of whom goes to school. She is taking care of a child who is a member of her extended family and also a student. She has been selling groceries (beans, rice, etc.) in her shop for 7 years. This is her 7th loan from Turame. Her Kiva-sponsored loan will increase her capital and allow her to buy many food items (beans, rice, etc.) for her to resell in her shop, so that she can earn more money. She manages to take care of her family's needs (food, lodging and clothing) with the earnings from her business.
Annociate fait partie du groupe keburana et habite à Gitega. C’est une mère-célibataire de 25 ans. Elle a 2 enfants, âgés de 5 à 8ans, dont 1étudie.
Elle prend soin d’un enfant membre de sa famille élargie, qui étudie.
Elle fait le commerce de boutique (haricot, riz, …) depuis 7 ans.
Elle est à son septième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup d’articles de sa boutique (haricot, riz, …) à revendre pour gagner plus.
Avec le gain de son commerce, elle parvient à satisfaire les besoins de la famille (se nourrir, se loger, se vêtir)
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.