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Maria Auxiliadora
María Auxiliadora was a secondary school teacher and in time decided to open her own business: a sewing workshop that helps her cover household expenses now. Her children are all independent adults now working abroad and lovingly repay their mother for everything she did for them by supporting her economically.

She’s requesting the loan to build her kitchen which is in very poor condition. She will buy cement, sand, concrete blocks, rebar, tile and kitchen cabinets to gradually improve her home’s condition and make her house prettier.
View original language description ↓
María Auxiliadora, fue profesora de secundaria, con el tiempo se propuso a poner su propio negocio, un taller de costura lo que le ayuda a cubrir sus gastos del hogar en la actualidad, sus hijos son mayores de edad e independientes, trabajan en el extranjero y con mucho amor le retribuyen a su madre todo lo que ha hecho por ellos apoyándola económicamente, solicita el credito para construir su cocina que esta en muy malas condiciones comprara cemento, arena, bloques, hierro, azulejos, pantri para ir poco a poco mejorando las condiciones de su hogar y ver bonita su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 112
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Maria Auxiliadora to buy cement, tile and kitchen cabinets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 6, 2013
Currency Exchange Loss:
Mar 17, 2014