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Dibaldo Luis
Dibaldo is a 48 year old, single man who lives in the city of Ica. He is a very friendly, hard working and enthusiastic person who really wants to excel. Unfortunately, because of a lack of financial resources and because he has had to work to pay his bills, Dibaldo wasn’t able to go to school to study education, which he would have really liked to do. In his free time he likes to work and sometimes he will make a delicious dish of Ceviche for his family.

Because of his own initiative and with a lot of hard work and dedication, Dibaldo works as a mototaxi driver, offering transportation services. He works about 12 hours a day, every day. He thinks things are going well because he knows the areas that have the greatest number of passengers.

Dibaldo is very grateful for the Kiva micro loans as they have helped him to make the necessary repairs and perform general maintenance on his mototaxi. This allows him to keep his mototaxi in good working condition so he can continue working and striving for his biggest dream, owning his own home. Little by little, he wants to get ahead.
View original language description ↓
Dibaldo es un hombre de 48 años, es soltero, vive en la ciudad de Ica, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos, Dibaldo no pudo estudiar la carrera profesional de Educación, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones cocina un riquísimo Ceviche para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Dibaldo trabaja como chofer de mototaxi, brindando servicios de transporte, él trabaja todos los días por un aproximado de 12 horas y cree que le va bien porque conoce las zonas donde encontrar mayor afluencia de pasajeros.
Dibaldo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y el mantenimiento general que necesita su mototaxi, de esta manera podrá tener su herramienta de trabajo en mejores condiciones, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia y poco a poco desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Dibaldo Luis make necessary repairs and perform general maintenance on his mototaxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2013
Listed
Mar 6, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014