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Joaquin
Joaquín is a 29 year old man. He lives in the city of Chincha with his spouse and 6 month old baby daughter, whom he loves and who is his main reason for living. He is a very friendly, hard working and enthusiastic person who puts all of his efforts into getting his family ahead. Thanks to the hard work and support of his parents, Joaquín was able to study Business Administration. In his free time, he likes to do different technical jobs and sometimes he cooks a delicious Carapulcra with Sopa Seca to share with his family.

On his own initiative, with much hard work and dedication, Joaquín works at his small business repairing cell phones. He works every day for about 10 hours and he believes it is going well for him because of the good service he offers.

Joaquín is very grateful to the Kiva lenders, since thanks to the help they have offered he will be able to buy a software machine. This will really help him for programs and to unblock cell phones. This way, Joaquín will continue to work and strive to make his big dream come true of expanding his business and getting his family ahead.
View original language description ↓
Joaquín es un hombre de 29 años, vive en la ciudad de Chincha con su pareja y su pequeña bebé de 6 meses, a quien ama y es su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; gracias a su esfuerzo y al apoyo de sus padres, Joaquín pudo estudiar la carrera técnica de Administración de Empresas, en sus ratos libres le gusta realizar diversos trabajos técnicos y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Joaquín trabaja en su pequeño negocio de reparación de equipos celulares, él trabaja todos los días por un aproximado de 10 horas y cree que le va bien por el buen servicio que brinda.
Joaquín se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una máquina para software, la cual le servirá de mucho para programas y desbloquear equipos celulares, así pues Joaquín seguirá trabajando y esforzándose para lograr su gran sueño de poder ampliar su negocio y así sacar adelante a su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Joaquin to buy a machine for software.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2013
Listed
Mar 6, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014