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Lilian Esperanza
Lilian, 26, is a young, enterprising, tenacious and energetic woman. She is married and has three children that go to school and are in different years. She finished primary school thanks to her parents’ efforts.

Lilian has worked in agriculture for more than fifteen years, an activity that her parents, who have been doing it all their lives, taught her. Lilian and her husband worked hard for a long time in order to buy a piece of land where they now work independently, growing coffee and selling it locally.

Lilian is requesting help to buy fertilizer and compost for her coffee plantation, in order to be able to improve her crops and protect them from the “roya” fungus [leaf rust], a disease that harms and destroys the plants that become ill.

Lilian’s goal is to be able to pay the loan and continue working and improving her plantation. Her dreams, as any other mother’s, is to give her children a better education so that they can have better job opportunities, become entrepreneurial persons and in the future can have their own business and improve their quality of life.
View original language description ↓
Lilian es una joven mujer emprendedora, luchadora con mucha energía de 26 años de edad casada y de ella dependen 3 hijos los cuales estudian en la escuela y cursan diferentes grados. Ella tiene un grado de educación primaria completo que gracias al esfuerzo de sus padres pudo cursar. Ella trabaja la agricultura hace mas de 15 años actividad que fue enseñada por sus padres mismos que se han dedicado desde toda una vida a esta labor. Ella y su esposo lucharon y trabajaron por mucho tiempo para poder comprar un terreno el cual hoy en día trabajan de forma propia sembrando en el café el cual es venido en la zona donde ellos viven.

Actualmente Lilian solicita ayuda para compra de fertilizante, abono, para su cultivo de café ya que de esa forma ella podrá mejorar su cosecha y evitara que se contamine por la roya enfermedad que daña y destruye los cultivos de café en su totalidad de ser afectados.

Su meta es poder cancelar su préstamo para que de esa forma pueda seguir trabajando y seguir mejorando su cultivo. Sus sueños como toda madre de familia es darles a sus hijos una mejor educación, para que de esa forma tengan mejores oportunidades de empleo, sean personas emprendedoras y que algún día ellos puedan tener su propio negocio y mejoren su estilo y su calidad de vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 50
    View loans »
    Honduras Loans Fundraising
  • $8,354,075
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lilian Esperanza to buy fertilizer and compost for her coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 5, 2013
Listed
Mar 6, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014