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Evangelina
Evangelina, 23, is a young, hard-working entrepreneur who, together with her husband, earns a living in agriculture (corn and bean cultivation). They also have a coffee nursery and sell part of the crop to cover maintenance costs and use the other part for home consumption. She was able to get an elementary education but could not continue. Her parents taught her from a very early age to work the land. Evangelina and her husband believed that through years of hard work and by saving their money they could one day have their own farmland so as not to have to rent land. They now own a patch of land about 15 minutes from their house, and they walk to it every day. This allows them to be able to supervise their crops and keep animals, birds and plant disease away.

Evangelina is requesting a loan to buy fertilizers and other products for maintenance of her corn and bean crops, as well as the coffee nursery. Now is the season for this and they do not have enough cash to buy the expensive products. They do not want to use cheap products which could affect the harvest outcome.

Her goal is to give her youngest son a good education so he can lead a better lifestyle, and also to buy more land to grow coffee. This will increase her production and provide employment for her family.
View original language description ↓
Evangelina es una mujer joven de 23 años de edad emprendedora, luchadora, que junto a su esposo se dedican exclusivamente a la agricultura (cultivo de maíz y frijoles). También cultivan café en forma de vivero donde una parte la venden para el mantenimiento del mismo y la otra parte la dejan para el consumo de su hogar. Ella pudo cursar la primaria completa pero no pudo continuar. Sus padres le enseñaron a trabajar la tierra desde muy pequeña y junto a su esposo con los años de trabajo y ahorro de sus ganancias y pensaron algún día tener su propia tierra la cual les permitiera trabajar de forma propia sin necesidad de alquilar. Restringiéndose de muchas cosas hoy en día cumplieron su meta y compraron un pedazo de tierra el cual esta a una distancia de 15 minutos de su casa de habitación a la cual diariamente se trasladan a pie esto le permite estar al pendiente de sus cultivos y poder cuidarlo de los diferentes animales, aves y plagas.

Actualmente está solicitando ayuda para la compra de fertilizante, abonos y otros productos para el mantenimiento de sus cultivos (maíz y frijoles) y vivero de café ya que están en una buena temporada y no cuentan con el efectivo suficiente para el mantenimiento del mismo debido a que estos productos son caros y no se les puede aplicar cualquier cosa ya que podría perder su cosecha.

Sus sueños son poder educar a su hijo menor para que tenga una mejor calidad de vida una mejor educación y también poder aumentar su tierra para poder sembrar café ya que ella cuenta con un vivero que posteriormente la sembrara y espera que en un futuro sean muy productivas para que su familia tengan donde trabajar.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Evangelina to buy fertilizers and other maintenance products for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 22, 2013
Listed
Mar 11, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014