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Ruth Noemi

Update on Ruth Noemi

Ruth, 33, is in a common-law marriage and has two children. She is responsible for the household duties, and she has also raised chickens for eight years. She has found that it brings her a good income, which allows her to help her husband with the expenses of their household and their children's education.

She buys the supplies she needs for her business in a city five kilometers away from her house. Transportation is scarce, so she either has to wait for hours until a bus comes or walk approximately two kilometers. Afterwards, she has to transport the supplies on her back on the way home.

She has applied for a loan from Fundación Campo to buy an incubator where she can keep eggs in order to rapidly increase the number of chickens, which will in turn help her to earn an income more quickly as well.
View original language description ↓
Ruth tiene 33 años de edad, esta acompañada y tiene dos hijos. Se dedica a realizar los oficios domésticos en su casa y a la crianza de pollos, en esta actividad lleva ocho años desempeñándola y ha identificado que le genera muy buenas ganancias. Con las que le ayuda a su esposo con los gastos del hogar y estudio de sus hijos. Los insumos que necesita para sus actividades las compra en una ciudad que esta a cinco kilómetros de su casa, el transporte es escaso, por lo que debe esperar por horas que pase un autobús o caminar dos kilómetros aproximadamente. Luego debe trasportar los insumos en su espalda hasta su casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar una incubadora y depositar ahí los huevos para aumentar el número de pollos rápidamente, obteniendo los ingresos de forma más rápida también.

Previous Loan Details

Ruth is 30 years old and is married. All her life she has been a housewife. She is a very honest and responsible person with values and principles. She has a good reputation in the community. Her family is very close-knit and strong-willed to work for what they want. The loan that she has requ... More from Ruth Noemi's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 786
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Ruth Noemi to buy an incubator where she can keep eggs to rapidly increase the number of chickens, which will allow her to earn an income more quickly.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 28, 2013
Listed
Mar 5, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014