Patricia Del Carmen
Update on Patricia Del CarmenPatricia has decided to seek a new loan in order to restock her store with groceries. She will buy basic household items such as sugar, rice, oil, soap and salt. This will help her to provide enhanced service to her customers.
With her previous loan she increased her inventory of domestic products, and her income has been better with the store more fully stocked. She is able to meet her family's basic expenses. She is in very good health, and she looks after the business every day to keep it stocked.
Con el préstamo anterior ella aumento su inventario de productos domésticos, sus ingresos han sido mejor con el negocio más surtido, sus necesidades básicas en la familia las ha cubierto, están muy bien de salud y con un negocio que cada día velara por surtirlo.
Previous Loan DetailsPatricia is a merchant. She sells basic necessity products but she needs to expand her store. That is why she has asked for a loan which will be used to buy merchandise such as: sugar, oil, lime, beans, rice, beverages. detergent, etc. She says that the previous loan had an important effect on... More from Patricia Del Carmen's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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