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Las Chabelitas Group
In this Group: Isabel, Mateo, Sebastian, Ana Lilia
The “Las Chabelitas” group is located in a calm community with very friendly people. They say that in the month of February, there is a carnival in which everyone has a lot of fun. Some of them participate in this carnival. Mateo chose the name of the group, because one of his daughters is named María Isabel and they affectionately call her Chabelita. The members are very hardworking people, but above all they are very happy.

María Isabel, Mateo's daughter, also belongs to the group. She is 28 years old and lives in a common law marriage with José Alejandro. Together they have started a family with their three children, who go to school. Isabel has applied for this loan to buy new clothing, such as pants, sweaters, shirts, clothing for babies and children, etc. She has already been in this business for three years, because she wanted to help her husband with their household expenses. Isabel says, "My children were very young and I was unable to work because I couldn't leave them alone for a long time, so it was easier for me to start selling clothing." Isabel says that she started her business with only 500 pesos.

She has applied for this loan to buy more clothing in Toluca, which she will then sell by walking around the surrounding communities. She considers this a very good way to make sales because she can have more clients. If she only established herself in one place, she would not have the same income that she currently has. Isabel says that her only difficulty arises when her clients take a long time to pay her, and when her income is not very good. However, this has not been serious and it has not kept her from having big dreams, such as her children finishing a professional degree so that they can fulfill themselves and have a better quality of life. She would also like to make improvements to her home so that the family is more comfortable.

Isabel and the group members are very happy and grateful to VisionFund and Kiva for this loan. Like Isabel, they will be able to invest in their businesses. Mateo will invest in his tire repair shop, Ana Lilia will invest in clothing, and Sebastián will invest in construction materials.
View original language description ↓
“Las Chabelitas” es un grupo que se ubica en una comunidad muy tranquila las personas son muy amables platican que en el mes de febrero hay un carnaval donde toda la gente se divierte al máximo algunas de ellas participan en dicho Carnaval. El nombre del grupo lo eligió Don Mateo porque una de sus hijas se llama María Isabel y de cariño le dicen Chabelita. Son personas muy trabajadoras pero sobretodo muy alegres.

María Isabel, hija de Don Mateo también pertenece al grupo, platica que tiene 29 años en la actualidad vive en unión libre con el señor José Alejandro juntos han formado una familia con tres niños de los cuales van a la escuela. Isabel está solicitando un crédito para comprar ropa nueva como pantalón, suéteres, camisas, ropa para bebe, ropa para niños y niñas etc. Isabel lleva ya tres años con la actividad la inicio porque quería ayudar a su esposo con los gastos del hogar. Isabel argumento “Mis niños eran muy pequeños y yo no podía conseguir un empleo ya que no podía dejar tanto tiempo a mis niños solos, así que para mí fue más fácil iniciar a vender ropa” Isabel platica que solo inicio con $500 pesos ahora está solicitando el crédito para poder comprar más ropa la cual la compra en Toluca, para después venderlas en las comunidades cercanas caminando, considera una muy buena manera de vender porque si puede tener más clientes, porque si solo se estableciera en un mismo lugar no tendría las mismas ganancias como las que está teniendo actualmente. Isabel cuenta que su única dificultad es cuando sus clientas se tardan mucho tiempo en pagarle y es cuando no salen muy bien sus ganancias pero de ahí en fuera nada grave, esto no la limita a tener grandes sueños como el que sus hijos terminen una carrera profesional donde puedan realizarse y tener una mejor calidad de vida, también le gustaría mejorar su vivienda para sentirse mas cómodos. Isabel y los integrantes del grupo están muy contentos y agradecidos con VisionFund y KIVA por el crédito otorgado porque al igual que Isabel ellos también podrán invertir en sus actividades como Don Mateo invertirá en su vulcanizadora, Ana Lilia invertirá en ropa y finalmente Sebastián en material para construcción.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 15
    View loans »
    Mexico Loans Fundraising
  • $17,541,650
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Chabelitas Group's $1,350 loan helped a member to buy clothing such as sweatpants, shirts, trousers, skirts, and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2013
Listed
Mar 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013