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Kheang A. is married and lives with two of her children. She works as a farmer in the Kampong Cham province, typically making US$2 each day, and she is supported by her husband who works and sells land. Her husband needs a backhoe to first dig up the land before he can sell it, so the family would like a loan of $1200 to rent a backhoe. In the future, the family hopes to purchase a backhoe to work the land, but for now a loan to rent will bring an increase of income to the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 329
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kheang rent a backhoe.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 26, 2008
Jun 24, 2008
Currency Exchange Loss:
Feb 15, 2010