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Mireya Del Socorro

Update on Mireya Del Socorro

Mireya, 37 years old, is a single mother of three children, 18, 7, and 18 years of age. She is originally from León, a place that is located in the western part of the country. Unfortunately, because of the lack of economic resources, she could not study at a university. She is characterized as a hard-working, responsible person with good habits and a desire for personal self-improvement, which she has demonstrated in her previous loans in her on-time and complete payments.

Thanks to her effort, she sells general merchandise. This consists of selling pants, shirts, dresses, shorts, t-shirts, underwear, cosmetics, perfumes, and school items. She works about 10 hours a day on foot and through orders. She carries a load of about 20 kilograms when offering her products. She performs this activity with pleasure because it is her and her children’s way of life.

The objective of the loan is to invest it in the capital of her work and supply her business with merchandise, from which in the near future she will be able to obtain a better income. Mireya del Socorro gives thanks for the help that the Kiva lenders provide to people of limited resources and from poor countries like Nicaragua to have a dignified means of working.
View original language description ↓
Mireya de 37 años de edad, soltera, madre de tres hijos de 18, 7,18 años, originaria de León, lugar que está ubicado en la zona de occidente del país. Lamentablemente por falta de recursos económicos, no pudo cursar una carrera universitaria; ella se caracteriza por ser una persona, trabajadora, responsable, de bunas costumbre, con ganas de superación personal, lo cual lo ha demostrado en sus créditos anteriores en el cumplimientos de sus pagos en tiempo y forma.
Gracias a su esfuerzo, tiene por actividad económica la venta de mercadería en general, que consisten en vender pantalones, camisas, vestidos, short, camisetas, ropa interior, cosméticos, perfumes, artículos escolares. Actividad a la que dedica unas 10 horas diarias, y la realiza de forma ambulante y por encargo. Ella diariamente carga un bulto de unos 20 kg ofreciendo sus productos. Actividad que la desempeña con mucho gusto, porque es su forma de vida y la de sus hijos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de mercadería, para que en un futuro no muy lejano pueda obtener mejores ingresos. Mireya del Socorro agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Señora Mireya del Socorro O. is 33 years old and lives with her partner. She has two daughters, who are 14 and 4 years old. Her older daughter is in 6th grade, and her younger daughter is in Level III of preschool. Her life partner is a truck driver who moves heavy loads. Her goal for the future ... More from Mireya Del Socorro's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Mireya Del Socorro to invest in her work and supply her business with merchandise such as pants, shirts, dresses, shorts, t-shirts, underwear, cosmetics, perfumes, and school supplies.
99% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2013
Listed
Mar 5, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014