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Erminia
Erminia used to live in a community very far from her town. She got married when she became pregnant, and had to leave everything in the area she lived to migrate to the town, together with the father of her child. In the time they were in the town they had another child. They now have two beautiful children.

Erminia, from the moment she arrived in the town, a productive area, has dedicated herself to working in agriculture. She works as a labourer, with all her family, in order to help them to be successful. In the last harvest season there was a natural disaster, and hail fell on the whole area. The yield fell on the plot where she worked, and this disaster caused her to fail to bring earnings home to her family, who live on the agricultural production of the small plot.

Erminia is an exemplary mother, well-loved and respected in the place where she lives, due to her dedication to her family and her work. She is applying for this loan to buy more onion seeds and organic fertilizer, and in this way improve the quality and yield of her crop, to improve her earnings and give a better quality of life to her small children, and so that they can attend school in better conditions. The loan will provide much help for the family and for the hard work they all carry out.
View original language description ↓
ERMINIA, VIVÍA EN UNA COMUNIDAD MUY ALEJADO DEL PUEBLO ELLA MUY SE CASÓ YA QUE ELLA QUEDO EMBARAZADA Y TUVO QUE DEJAR TODO EN LA ZONA DONDE VIVÍA PARA MIGRAR AL PUEBLO JUNTAMENTE CON EL PADRE DE SU HIJO CON EL TIEMPO QUE ESTUVIERON EN EL PUEBLO TUVIERON OTRO HIJO MAS, AHORA TIENEN DOS HIJOS PRECIOSOS, ERMINIA DESDE EL MOMENTO QUE LLEGO AL PUEBLO YA QUE ES UNA ZONA PRODUCTIVA SE DEDICO A TRABAJAR EN LA AGRICULTURA, PRESTANDO SU SERVICIO COMO JORNAL CON TODA SU FAMILIA PARA PODER SACARLES ADELANTE, EN LA ANTERIOR COSECHA HUBO UN DESASTRE NATURAL DE UNA GRANIZADA EN TODA LA ZONA, LA PARCELA DONDE TRABAJABA BAJARON DE RENDIMIENTO, ESTE DESASTRE LE HIZO FRACASAR EN SUS INGRESOS ECONÓMICOS A TODA SU FAMILIA QUE SE MANTENÍAN CON LA PRODUCCIÓN AGRÍCOLA DE SU PEQUEÑA PARCELA.
ERMINIA ES UNA MADRE EJEMPLAR MUY QUERIDA Y RESPETADA EN EL LUGAR DONDE VIVE, POR LO DEDICADA A TODA SU FAMILIA Y SU TRABAJO, ELLA ESTÁ SOLICITANDO EL CRÉDITO PARA COMPRAR MAS SEMILLA DE CEBOLLA Y ABONO ORGÁNICO Y DE ESTA FORMA MEJORARA LA CALIDAD Y EL RENDIMIENTO DE SUS CULTIVOS, PARA MEJORARA SUS INGRESOS ECONÓMICOS Y DARLE UNA MEJOR CALIDAD DE VIDA A SUS PEQUEÑOS HIJOS. Y QUE ELLOS PUEDAN ASISTIR A LA ESCUELA EN MEJORES CONDICIONES. EL CRÉDITO AYUDARA MUCHO A TODA SU FAMILIA Y AL DURO TRABAJO QUE REALIZAN TODOS.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $29,582,625
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Erminia to buy onion seeds and organic fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 7, 2013
Listed
Apr 9, 2013
Currency Exchange Loss:
Covered
Ended:
Sep 17, 2013