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Delphine is a 37-year old woman, married and the mother of three. She owns and manages a hairdresser’s salon in a local neighborhood and has been managing it for three years. Thanks to her determination and energy, she has been able to acquire a loyal customer following in her neighborhood and gradually increase this customer base to the point at which she needs to expand her merchandise stock. She would like to use this loan to stock up on products (hear extensions and grafts , 10 each, and so on) in order to meet her customers’ expectations. The revenues will be used to reinvest in her business (capital for hair extensions and grafts) and to open a small perfume shop and provide for family needs (education, nutrition, lodging).
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Delphine est une femme de 37 ans, mariée et mère de 3 enfants. Elle possède et gère un salon de coiffure dans un quartier de la ville depuis 3 ans. Grâce à sa determination et à son dynamisme, elle a su fidéliser une bonne partie de son voisnage et augmenter graduellement cette clientèle au point où elle ressent le besoin d'augmenter son stock de marchandises. Elle voudrait avec ce crédit acheter des produits (mèches et greffes : 10 pièces chacune, etc) afin satisfaire sa clientèle et ses prévisions de résultat. les bénéfices seront réintroduits dans son activité (capital mèches et greffes) et ouvrir une mini parfumerie d'une part et subviendront aux besoins familiaux (éducation, nutrition, logement) d'autre part

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 503.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Delphine to stock up on merchandise [hair extensions etc].
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 5, 2013
Currency Exchange Loss:
Apr 17, 2014