Concepción, aged 55, is married and has three dependent children. His wife is named Liboria, and is 57 years of age. They work together in agricultural production, leading the management of the family. Because of the hail that fell in this rainy season in the area, Concepción has lost most of his crops of potatoes and beans, which he was planning to sell. These changes in climate greatly affect economic stability. Suffering this economic imbalance directly affects his children and his whole family, in the acquisition of the required sums for the start of school as well as the whole family’s basic food needs.
Concepción is very well-known and respected in the community, due to his dedication to his work and to his family. He is applying for this loan with the aim of buying more seeds and fertilizers in order to sow the seeds again and return to the path to prosperity.
EL SEÑOR CONCEPCIÓN, TIENE 55 AÑOS DE EDAD, ES CASADO, TIENE TRES HIJOS DEPENDIENTES, SU ESPOSA ES LA SEÑORA LIBORIA CON EDAD DE 57 AÑOS QUIEN COLABORA EN LA PRODUCCIÓN AGRÍCOLA LIDERANDO EL MANEJO DE LA FAMILIA. POR LA GRANIZADA QUE CAYÓ POR ESTA ÉPOCA DE LLUVIAS EN LA ZONA, DON CONCEPCIÓN HA PERDIDO GRAN PARTE DE SU PRODUCCIÓN DE PAPA Y FREJOL, EL CUAL ESTABA PLANIFICADO VENDER, ESTOS CAMBIOS CLIMATOLÓGICOS AFECTO MUCHO EN LA ESTABILIDAD ECONÓMICA SUFRIENDO UN DESEQUILIBRIO ECONÓMICO AFECTANDO DIRECTAMENTE A SUS HIJOS Y A TODA LA FAMILIA EN LA ADQUISICIÓN DE LOS INSUMOS REQUERIDOS PARA EL INICIO DE LA GESTIÓN ESCOLAR COMO TAMBIÉN EN LA CANASTA FAMILIAR PARA LA ALIMENTACIÓN DE TODA LA FAMILIA. DON CONCEPCIÓN ES UNA PERSONA MUY CONOCIDA Y RESPETADA EN LA COMUNIDAD POR LO DEDICADO A SU TRABAJO Y A SU FAMILIA EL ESTA SOLICITANDO ESTE CRÉDITO CON EL OBJETIVO DE COMPRAR NUEVAMENTE SEMILLAS Y ABONOS Y ASÍ VOLVER A SEMBRAR Y RETOMAR EL CAMINO DE LA PROSPERIDAD.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.