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Joseph is 49 years old and deals in maize planting and cattle. His business is seasonal and he has to be given quarterly installments if he is to meet his repayments in time. He will use the loan facility to buy dry corn as well as cows while they are still cheap since parents are selling to get tuition fees. Corn is also cheap apparently since it is harvest season.

His challenge is weather that is unpredictable, sometimes it is the long dry spells while at times its the long heavy and windy rains that do not facilitate proper growth of both crops and animals. He believes he will meet his loan obligation on time. He is hardworking and honest.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 206
    View loans »
    Uganda Loans Fundraising
  • $31,430,650
    Funds lent in using Kiva
  • 2,650.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Joseph to buy a stock of corn and cattle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Mar 6, 2013
Currency Exchange Loss:
Jan 17, 2014