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Joseph is 27 years old and lives in the town of Nyendo in the Masaka region of Uganda. He is married and has two children. For the past five years, Joseph has been working hard to manage his clothing business, which trades in garments

To help expand his business, Joseph has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to add to his capital and buy more clothes to sell. This will help Joseph to generate greater profits and expand the business. Joseph hopes that in the future he will be able to have a big business.

Joseph is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joseph who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 169
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 2,650.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Joseph to add to his capital and buy more clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 6, 2013
Currency Exchange Loss:
Mar 21, 2014