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Chuichojojche Group
In this Group: Manuela, Micaela, Elena*, Catarina, Manuela, Manuela, Isabel, Catarina, Juana, Dominga, Maria, Manuela, Manuela
* not pictured
View original language description ↓
This group of women come from Chuichijojche, a community located in the high mountains of the Nahuala municipality, which is covered by plantations of corn, bean, wheat and potato. Nahuala is know for its winters, where heavy rain and thick clouds fall over the municipality.


The Chuichijojche group has been working together for five years. This creates a very special dynamic within the group, creates an environment of trust, and it also sees to it that the years don't pass in vain. You notice this trust in the cheerfulness of the group at the repayment meetings. This positive feeling which is abundant in this group is based in the most essential foundation - the responsibility. This group has been able to stay together for such a long time because they are responsible women who pay on time.


All of the group members sell traditional Guatemalan dresses. They sell fabrics, long skirts, traditional hand-woven and embroidered blouses and hipbelts. The women sell their goods at the main markets of the plain, such as Solola, Xela and Totonicapán. They already have regular buyers. A few of them work as street traders or tend to clients in their homes. The women not only have assigned buyers, but also have craftspeople who sew for them on demand. Many of them also already have a group of craftswomen they buy from directly.


The group members believe that the credit has supported them because they can purchase more typical clothing wholesale and thereby increase their profit. They all think that without the loan they wouldn't be able to get ahead. Because of this they are excited about breaking the taboo of coming together for a group loan.


The biggest challenge facing this group of women is coping with both their businesses and also their domestic chores. Many say that looking after their children and husbands and also keeping up with the housework is an additional job.


The Chuichijojche group is a cheerful and united group. They have already made a lot of progress over the last five years and it's because of this that we should support them so that they can continue fighting.

Translated from [Spanish] by [Lisa Ritchie], Kiva Volunteer.




P>El reto más grande para este grupo de mujeres es el de lidiar con sus negocios y los quehaceres de la casa. Muchas argumentan que atender a los niños y al esposo y tener la casa ordenada es un trabajo aparte.

El grupo Chuichijojche es un grupo alegre y unido, ellas ya han venido saliendo adelante desde hace cinco años es por eso que nosotros las deberíamos de apoyar para que así puedan seguir luchando.

Este gran grupo de mujeres provienen de Chuichijojche, una comunidad ubicada en las altas montañas del municipio de Nahuala, donde las lomas están cubiertas por plantaciones de maíz, fríjol, trigo y papa. Nahuala es conocida por sus inviernos, donde fuertes lluvias y densas neblinas recaen sobre dicho municipio.

El grupo Chuichijojche ha venido trabajando junto desde hace cinco años. Esto crea una dinámica muy especial dentro del grupo, crea un ambiente de confianza, esto se debe a que los años no pasan en vano. Esta confianza se hace notar cuando las integrantes del grupo se ríen constantemente durante las reuniones de repago. Este sentimiento positivo que abunda en este grupo yace en la base más ensencial, la responsabilidad. Este grupo a podido permanecer tanto tiempo juntas porque son mujeres responsables que pagan puntualmente.

Todas las integrantes de este grupo son vendedoras de trajes típicos de Guatemala. Ellas venden cortes, faldas largas, huipiles, blusas tejidas a mano y bordadas, rebosos y fajas. Las señoras salen a los mercados principales del altiplano, tales como Solola, Xela, Totonicapán a vender. Ellas ya tienen sus compradores listos, muy pocas son las que venden de manera ambulante o que esperan a los compradores dentro de sus casas. Las señoras no solo tienen su compradores asignados, pero también tienen las artesanas que les tejen a su disposición. Muchas, ya tienen un grupo de artesanas que les compran directamente.

Las integrantes del grupo creen que el crédito las ha ayudado porque ellas pueden comprar más ropa típica al por mayor y así incrementar las ganancias. Todas piensan que sin el préstamo ellas no podrían salir adelante. Es por eso que ellas se animaron a romper el taboo de unirse a un grupo de créditos.

El reto más grande para este grupo de mujeres es el de lidiar con sus negocios y los quehaceres de la casa. Muchas argumentan que atender a los niños y al esposo y tener la casa ordenada es un trabajo aparte.

El grupo Chuichijojche es un grupo alegre y unido, ellas ya han venido saliendo adelante desde hace cinco años es por eso que nosotros las deberíamos de apoyar para que así puedan seguir luchando.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 76
    View loans »
    Guatemala Loans Fundraising
  • $9,872,275
    Funds lent in using Kiva
  • 7.5
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Chuichojojche Group's $3,900 loan helped a member to buy traditional clothing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 10, 2008
Listed
Jun 23, 2008
Currency Exchange Loss:
Covered
Ended:
May 22, 2009