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This is Letecia, 65, who is a resident of Silang, Cavite, Philippines. She is a widow and a mother to her children. Along with her children, Letecia manages her household while managing her farm where she grows fruit and vegetables. She works hard to continually provide income for her family's everyday expenses. Letecia's farm is located in Cavite which is in the highlands and well-suited to growing vegetables and other fruit. She sells her produce at the market, fruit stores, and directly to the local community. Letecia earns a minimum of 1,000 PHP in sales every week.

Letecia is requesting a 25,000 PHP loan to buy fertilizer and farm inputs for her business. Part of her loan will go toward maintenance of her farm. Letecia expects a boost in her business income as she expands. In the future, she hopes that her business will grow bigger. Letecia meets up weekly with her co-fellowship* members to share stories of her life and business and draw strength and inspiration from studying the Word of God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 873
    View loans »
    Philippines Loans Fundraising
  • $63,381,250
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Letecia to buy fertilizer and farm inputs for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Mar 6, 2013
Currency Exchange Loss:
Aug 17, 2013